Speak Financially is the financial assistant inside the terminal: a market analyst, a quantitative mathematician and a news desk in one. It reads live news and market data through a web search restricted to reputable financial, regulatory and statistical sources (Bloomberg, CNBC, the exchanges, the FCA, the Bank of England, the ONS and others), cites every fact with its date, shows the formula and works the number, and walks you through the answer step by step. It is metered in messages, as many as the plan has credits: Solo Trader 2 (baseline), Professional and Broker Lite 4 (elevated), Institutional, Prime / Hedge Fund and HFT Enterprise 6 (priority), refilled 48 hours after they run out and pooled across a firm's seats; a higher plan also gets more live searches per answer. Without a plan you get one free message. The counter is on the screen; when the messages run out you can wait for the refill, move up a plan or, as a subscriber, buy Speak Financially credits (£10 a message ex VAT, as often as you like), which never expire and are used only after the plan's own. It never gives personal investment advice, never recommends a specific trade, and refuses to help with market abuse. Its answers can be wrong; check the sources it gives you.